To win the fiat game, you need to trade depreciating assets (dollars) for appreciating assets, or at least stores of…
Shifting Career Gears
This is how careers go. When one talked about career paths, it used to mean how to navigate being an…
Recognizing Gold Rushes
If you didn’t buy or own a house before 2021, it hangs over you. A lot of friends I know…
Avoiding Local Maxima (Don’t Get Stuck)
You’re only stuck when you stop planning for the next level. If you’re not planning where to put your wealth…
When Are Status Symbols Worth it
Low quality post warning. This time it’s very literally not financial advice. A friend was recently in a predicament. He…
Your Playbook for the Next Cheap Credit Era
We probably (hopefully) will never go under a 1% Fed rate ever again. But the next time we dip, be…
The Non-Monetary Value of Multiple Incomes
Recently, I sat in a room with around 50 people to hear a speaker. This speaker is probably someone you’ve…
Getting Everything out of Your HSA
Health Savings Accounts (HSA) are a way to save pre-tax income that will be used exclusively for medical expenses. Quick…
If You Can’t Enforce a Contract, It’s Not Real
If you can’t enforce a contract, your contract is meaningless. I have a friend who woke up the other night…
Buy a House without Cash
Did you know you can borrow 100% of a mortgage? Not lying. No 20% cash down conventional loan. No 5%…